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Is Real Estate for €30,000 in Bulgaria Actually Possible in 2026?

Article Updated – 28.01.2026

A property budget of 30,000–35,000 euros in 2026 has become a high-caution zone. Bulgaria's entry into Schengen and global inflation have significantly impacted the "cheap and quality" market segment. Five years ago, this sum opened doors to any complex; today, it is the lowest entry threshold for liquid studios.

Liquid properties in this category are not widely advertised. They are sold via "waiting lists" within 24-48 hours. Listings for this price that hang on portals for months are often fakes for lead generation or legally "tainted" lots.

Article Section What you will get from reading:
Clear ranges. Where a "hot" lot is, and where the working market is.
Opportunity analysis. Is it realistic to buy an apartment for 45,000 euros?
Why a two-room apartment for 30,000 euros is always a problem.
How to buy profitably with a limited budget.

Real Estate Prices in Bulgaria in 2026

The market has grown, but opportunities for a successful purchase remain. To preserve capital, you need to operate with facts, not the expectations of years past. We have divided offers into categories based on the probability of a deal and the breadth of choice.

Studios – One-Room Apartments

  • €30,000. "Hot offer." Appears rarely, requires an instant reaction and a deposit on hand. These are usually complexes on the 3rd-4th line, but still comfortable for living.
  • €35,000 – €40,000. Market start. The first systematic options appear here. Quality resale properties in complexes with a pool.
  • €40,000+ Wide assortment. Liquid stock. In this budget, you can already choose: pool view, floor, and renovation.

Two-Room Apartments – 1 Bedroom

  • €45,000. "Hot offer." A rare stroke of luck. This is the real price for a quick sale of a safe apartment, which you literally have to "watch out for" on the waiting list. Sells within 1-2 days.
  • €50,000 – €55,000. Market start. The basic budget for buying an apartment with a separate bedroom in a good residential complex.
  • €60,000+ Working range. Large selection. Good layouts, closer to the sea, modern furniture.
Evgenii Jitnicov

Head of Sales Department, Nessebar Office

ADVICE

Clients often ask: "Why don't I see apartments for €45,000 on the website if you say they exist?".

The answer is simple: liquidity. A legally clean two-room apartment at this price sells in 24-72 hours. We don't even have time to take photos and upload it to the website – it goes to the first client on our "Waiting List" who already has a ready deposit. If you want to buy at the bottom of the market, you shouldn't monitor websites; you need to be in touch with a BolgarskiyDom manager.

What is better to buy on a €35,000 budget – a studio or a two-room apartment?

For a budget strictly up to €35,000, the buyer has only one safe strategy: buying a liquid studio. Attempting to find a separate bedroom for exactly this amount leads to risks.

Why a Studio is a Reliable Asset

Liquidity.

A studio for 30-35 thousand can always be rented out seasonally or quickly resold, as it's the market's entry threshold.

Low Expenses.

Maintenance fees and taxes for a small area are minimal.

Transparency.

Properties sold in this budget typically have clean documents and Act 16 (Permission for Use).

Why a Two-Room Apartment up to €35,000 is a Risk

According to the 2026 market rules, even a quick sale of quality housing with one bedroom starts from €45,000. If you see a price of €25,000 – €35,000, critical drawbacks are hidden behind it.

  • Industrial Tariff. Electricity in such buildings is 3-4 times higher than household rates. Winter electricity bills can reach €300-400.
  • "Storage" Status. These are non-residential premises, often on ground floors. Registration is impossible, and dampness and mold are guaranteed.
  • Legal Problems. Apartments may be mortgaged, have debts to the developer, or be sold without Act 16 (not commissioned).

Characteristics of Seaside Property up to €35,000

If you act quickly and work with an expert, you can acquire a quality property for this budget with the following parameters:

  • Location. Sveti Vlas, Sunny Beach, or the outskirts of Nesebar.
  • Distance. 500–1500 meters to the beach, approximately a 10–15 minute walk.
  • Area. 30–35 sq.m.
  • Completeness. Resale stock with furniture and appliances. Boiler, air conditioner, refrigerator. "Move-in ready" format.
Taras Rozgon

Founder / CEO of the company

STRATEGIC SOLUTION

If your goal is specifically a two-room apartment for the family, but the budget is strictly limited to €35,000 and waiting for a "hot" option for €45,000 is not possible, consider an alternative.

Use this money as a 50-60% down payment. We will arrange an interest-free installment plan for you for 1-2 years on a quality property from the €55,000+ segment. This way, you will become the owner of a comfortable, liquid asset that will appreciate in value, rather than burying your money in illiquidity.

How to Safely Buy an Apartment in Bulgaria

In the hot offer segment, speed is everything. Good, below-market-price properties do not wait for buyers for weeks.

Application-Filter.

Clearly state your budget to us. We don't send you spam; we only send "hot" options as soon as they enter the database.

Deposit.

Have €2,000 ready for reservation. Good options are gone within a day. Without a deposit, the seller will not wait.

Verification.

Even a cheap property undergoes full Due Diligence. We always check for encumbrances in the property register.

The Price of Error and Your Action Plan

Buying property independently in the lower price segment without a professional filter in 2026 is a high risk. However, for an investor cooperating with BolgarskiyDom, it is an opportunity to acquire a liquid asset at an excellent price.

Why Act Now

  • Secondary market prices continue to rise amid inflation.
  • "Hot" offers fly off the market in a matter of hours.
  • The starting price for studios is gradually shifting upwards, from €35,000 to €40,000.

Your Next Step

  • Opportunity Check. If you have €2,000 for a deposit and are ready for a deal.
  • Expert Hunt. Get access to a closed database of hot offers that we do not have time to post on our website due to high demand.
GET A SELECTION OF HOT OFFERS

Write to us right now.
We will put you on the priority waiting list for studios for €30,000 or start the search for an urgent two-room apartment from €45,000.


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