House or apartment? What kind of housing is better?

The main question of this article, different people will respond differently. Anyone who has lived some time in the village will probably be more inclined to invest in a private home. And those who are accustomed to city life and doesn't want to spend a lot of time caring for house will probably prefer an apartment. "To each his own" - tell someone. And will be right. However, let's look at the practical side of this issue.

Perfect for the holidays

Many Russians buy property in Bulgaria to use on a vacation. Which option is preferable in this case?

Advantages of the apartment:

• it can with a calm heart to close for the duration of your absence;
• behind it easier to maintain;
• upkeep will be cheaper than maintaining a home.

Dignity at home:

• feel themselves masters of their territory;
• enjoy the peace close to nature;
• comfortable accommodation for a large family.

Own a house on the coast sounds nice. However, all is not so simple as it seems at first glance. Here are a few aspects that you need to consider before buying residential property in Bulgaria:

• First, the house near the sea shore is not only romance, but also the hassle associated with maintenance of housing. It is no secret that the rich salt air affects the appearance of the facade, and therefore must be periodically refreshed.

Cleaning the infield and tending the garden, also take the time and effort. If you don't want during a vacation in Bulgaria to pull the weeds, fix the house and maintain it, it is reasonable to choose this apartment.

• Secondly, the question of protection. In the apartment complex each apartment, as a rule, is protected. But on the protection of the house must be taken care of, especially if you get a primary property.
• Thirdly, to buy a house by the sea on the largest resort in Bulgaria is quite difficult, due to the shortage of such format of real estate. The fact that the coast near Sunny beach, St. Vlas or Golden Sands, built mainly hotels and apartment complexes. Private sector there are few, and those few cottages are at a distance of several hundred or thousand meters from the shore.

For example, villas and houses in Sveti Vlas are located mostly in quarter area 1 km from the beach. In Sunny Beach next to the shore of the Villa can be bought in the cottage "Zora" on the Grasnice resort SV. Vlas. Other gated complexes located no closer than 2-4 km from the beaches.

Legal details

In Bulgaria there is a legal ban on land sales to foreigners of non-EU nationals. This is the most serious limitation for the citizens of Russia and CIS countries at purchasing a home or Villa. The fact that buying a house in Bulgaria, you become the owner of the only buildings, and land use on the leasehold.

Of course, there is a legal way to work around this limitation by making a purchase of land by a legal person. However, this approach had the additional hassle and cost.

The issue price

If your budget is limited, it is wiser to buy an apartment. If you take the cheapest offer on the sunshine coast, then a small apartment (28 sqm) can be purchased for 9995 €, or 356 € per square meter.

As for the houses, because of the limited supply, you are unlikely to find a place close to the sea is cheaper 1000 € per square meter. If you donate an advantageous location, it is possible to buy a house next to the Sunny beach towns for 300-400 € per sq. m. However, considering that the area of the house, usually not less than 100 sq. m., the cost of such a facility reaches 30-40 thousand €.

Housing

Do not forget that the real estate tax depends on the notary of the cost of housing. Therefore, in the case of houses, this tax generally will be more as they are more expensive apartments. Similarly is the case with the tax for garbage collection. It is also calculated at the interest rate of the notarial value of the property.

And, of course, utilities in the house will cost more. A large area will need more heat. The cost of water will increase due to the irrigation area and lawn. In electricity we can say that consumption depends more on the owners, not the housing area.

With regard to the protection of housing, usually the fee is fixed.

To summarize

Thus, the house is cheaper to buy if:

• you have a big family;
• you are very limited in their funds;
• plan to live permanently in Bulgaria.
• you do not confuse restrictions on the purchase of land.

The apartment is preferable for those who:

• planning to come to Bulgaria only during the holidays and to live closer to the sea;
• does not like the work on beautification of the area and the garden;
• limited in their material options.

See also: "How to choose a property in Bulgaria?"