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Reviews
15-06-2022Olga buyer from Ukraine, Dnipro

Thank you very much for our beautiful little house by the sea.

Read full review
06-06-2022Michael, seller (Russia)

Thank you very much! You sold our apartments in Bulgaria in aRead full review

10-05-2022Oksana, seller (Russia)

I would like to express my great gratitude to this agency forRead full review

21-04-2022Anastasia, customer from Ukraine, Kryvyi Rih

The deal went great, very fast, very fast. Thank you so much.

Read full review
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How to buy property in Bulgaria, citizen of Poland

In Russian Po polsku

The last few years, our Agency registers the increasing number of requests from the citizens of Poland to purchase real estate in Bulgaria. Many poles buy flats and houses for permanent residence and recreation other investment earnings on rent. To help Polish customers to navigate, we have prepared an article that discussed the main aspects of purchasing property in Bulgaria.

The advantages of buying property in Bulgaria

Attractive real estate prices.
On the coastal resorts, apartments cost on average 300-700 euros per square meter. This is several times lower than in other Maritime States of Europe – Greece, Italy, Spain, Turkey.
In connection with the recent events in the market among sellers there are many Russians who because of the fall of the ruble to sell their property at very attractive prices.

Low tax burden and easy execution of the transaction.
Buying Bulgarian property the best from the investment point of view. The tax rate for rental income in Bulgaria is one of the lowest in the EU – 10%, and utility costs are 70% lower than in Poland.
For registration of residential facility in the property to the buyer only needs a valid passport and an account in a Bulgarian Bank.

Tourist attraction.
In Bulgaria itself the many seaside resorts to suit all tastes: from the picturesque and secluded, to promoted with developed infrastructure. Besides the sea, Bulgaria's famous ski resorts, architectural and natural attractions, development of balneology.

Convenient location and transport accessibility.
From Bulgaria travel to Montenegro, Croatia, Greece, Turkey, Serbia.
Between Poland in Bulgaria there is a regular bus and air service, especially in the holiday season. Many are traveling the country by car.

What interests the citizens of Poland?

Flats and apartments near the sea in residential complex with swimming pool.

The most sought after apartments in apart-hotels with a wide range of tourist services: swimming pool, security, reception. The popularity of apartments is that they are better suited for comfortable and easier to rent.

Houses on the coast of Polish buyers interested in less common due to high prices and maintenance costs, a long distance from the sea.


Resale repairs and appliances.

More than 90% of purchase requests is a secondary holiday apartment with furniture and appliances. Properties from the Builder is less widespread.

The most popular features apartments with 1 and 2 bedrooms.

Major cities and seaside resorts with developed infrastructure.
If to speak about geography of purchase, the leaders of the city and a major seaside resorts with a developed infrastructure of Sunny Beach, St. Vlas, Nessebar, Ravda, Pomorie. In the small resort towns houses and apartments sold less.

The peculiarities of the Bulgarian market of holiday homes

Large selection of properties the sea.

The Bulgarian black sea coast includes about 25 resorts of Balchik in the North to the South to Sinemorets. For convenience, the seaside resorts can be divided into Northern (near Varna) and South (near Burgas).

N��which resorts are suitable only for stay during the tourist season. The infrastructure is larger and more developed – Sunny beach, St. Vlas, Nessebar and Ravda allows you to live in all year long.

Along the coastline, in addition to resorts, there are a number of villages, for example, Priseltsi and Bliznatsi. These settlements can be seen wishing to buy a cottage or rural house with plot of land a few kilometers from the beach.

The real estate prices.

In the resorts North of Varna region, property prices are 30% higher than in the South. This is due to the limited supply of housing due to the geographical features of the area (resorts built up and they have nowhere to expand).

In Southern Bulgaria more choice of facilities and more opportunities to purchase affordable real estate within 300 to 600 euros per square meter.

Features of the transaction.

According to statistics, 98% of transactions of purchase of the real estate market is through realtors. This is due to the fact that agencies have access to the full catalog of objects that offer remote execution, carefully check the objects on the absence of encumbrances.

The buyer pays the estate Agency for assistance in the selection of the object. Realtor Commission paid by the seller of a residential facility.

Maintenance fee in apartment complexes.

Every property owner in the Bulgarian hotels and resort complexes of the type makes the annual payment for the maintenance of the infrastructure of the building the maintenance fee. The payment amount is calculated based on the area of apartments ranging from 2 to 10 euros per square meter.

The size and terms of payment of the maintenance fees described in the contract with the Manager of the apartment complex. Find out more about the maintenance fee.

The process of buying real estate

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The selection and reservation of the object.

After selecting multiple objects on the website is organized a study tour to Bulgaria. To reserve housing, the buyer pays a Deposit of 1000-2000 euros and concludes with the Agency reservation agreement. (selection and booking of the facility can be done remotely).

The conclusion of the transaction at the notary and payment to the seller. 2-4 weeks after Deposit and prepare the necessary documents, the transaction is made by a notary. At the same time there is a full calculation with the seller, paid the taxes and fees.

The conclusion of management contracts with utility providers. To enter into a contract with the Manager of the apartment complex to pay the maintenance fees, with suppliers of electricity, water, Internet and other services.


The contract periods may be arbitrary.

Check documents. After the transaction agreement is registered in court. After that, the registration of a notarial deed in the real estate register BULSTAT (for 1 week), and the new owner is registered in the tax inspection as the payer of property tax (term 2 months). This deals with the lawyer because it is included in the package of its services.

The process takes minimum 2 weeks, maximum 4 weeks.

For selection and design of the facility, need 2 times to come to Bulgaria:

1 visit:

The selection and reservation of the object.

2 visit:

Notarization of the transaction.

A deal can be made remotely. To do this you must send us by mail the necessary dthe document, previously assured them of a notary.

Real estate Agency Bulgarian House offers assistance in buying property in the cities and resorts of the black sea coast of Bulgaria. In our directory of 5,700 selection of new and resale property at sea and in the mountains – holiday homes, villas, apartments, holiday apartments. Guarantee secure transactions and complete verification of legal clarity.

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Answers to popular questions about the poles of real estate in Bulgaria

What are the additional costs when buying an apartment?

Additionally, the buyer bears the cost in the amount of 5% of the purchase price or prices specified in the contract. The registration fee includes:

  • Notary fee;
  • All state and municipal taxes;
  • The services of a lawyer and interpreter.

Important: fee real estate Agency does not pay the buyer and the seller of real estate.

If in Bulgaria the restrictions on the sale of land for the poles?

Customers with a passport of the European Union can buy any real estate and land plots without any restrictions. Restrictions on the purchase of land concerning foreigners who are not citizens of the EU.

Is it possible to capitalize on letting your property to rent?

Earnings on rent depends on a proper choice of the residential complex and the location of real estate. During the tourist season in great demand among tourists are the objects in the untwisted strandsx complexes with a high level of comfort. Also keep in mind that the more popular the resort or area of the city, the easier it is to rent an apartment to rent.

Read how to pick up objects with guaranteed rent.

Is it possible to buy an apartment in Bulgaria in the mortgage?

To get a mortgage with a Bulgarian Bank to a foreign citizen is quite problematic. However, many Bulgarian developers to buy an apartment in installments provided the initial payment of 30-40% of project cost. You can also take a loan to Polish Bank secured by real estate in Poland.

See real estate deals in installments.

If I rent an apartment or want to sell it, not will I have to pay tax on sales / rent in Bulgaria and Poland?

Rental income Bulgarian real estate are subject to 10% income tax on the location of the property. According to the bilateral Polish-Bulgarian agreement, tax paid in Bulgaria, not be charged repeatedly in Poland.

Also the 10% rate in Bulgaria is subject to a profit from the sale of residential property earlier than 3 years from the date of purchase. The profit from the sale is calculated as the difference between the purchase and sale of residential property. In Poland, this tax must be paid if the period of tenure less than 5 years. Also according to the intergovernmental agreement, if the residential facility in Bulgaria is sold from 3 to 5 years of tenure, the seller would not have to pay income tax in Poland.

Go to the directory object

Reviews

Olga buyer from Ukraine, Dnipro

Thank you very much for our beautiful little house by the sea.

Read full 15-06-2022
Michael, seller (Russia)

Thank you very much! You sold our apartments in Bulgaria in a

Read full 06-06-2022
Oksana, seller (Russia)

I would like to express my great gratitude to this agency for

Read full 10-05-2022
Anastasia, customer from Ukraine, Kryvyi Rih

The deal went great, very fast, very fast. Thank you so much.

Read full 21-04-2022
All reviews
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